Stripe and Clover test data
Use these provider-approved details only on a Strata-assigned Stripe or Clover test flow. Never enter real identity, card, or bank information.
Before you start
- 01
Confirm the test page
Check the business, assigned task, payment amount when applicable, and provider before entering anything.
- 02
Run only your assigned scenario
Do not test refunds, voids, duplicate submissions, or extra payment methods unless Strata asks you to.
- 03
Stop when something does not match
Send the page URL and what you saw. Do not try a real payment method to get around a test failure.
Stripe
Test cards, US bank accounts, and connected-account onboarding details for Stripe-hosted sandbox pages.
Card details
Use expiration 12/34, CVC 123, and ZIP code 27601.
Scenario
Successful card payment
Use
4242 4242 4242 4242Expected result
The payment is accepted.
Scenario
Declined card
Use
4000 0000 0000 0002Expected result
The page shows a safe decline and allows another attempt.
Scenario
Authentication challenge
Use
4000 0025 0000 3155Expected result
Stripe asks for test authentication before completing payment.
For the authentication challenge, follow Stripe's test prompt and choose the successful completion option unless your assigned scenario says to test failure.
Bank account details
Choose Bank account. If Stripe asks you to pick an institution, select Test (Non-OAuth). If manual entry is offered, use routing number 110000000 and the assigned account below.
Scenario
Successful ACH payment
Use
000123456789Expected result
The account is accepted. The payment can process before it succeeds.
Scenario
Insufficient funds
Use
000222222227Expected result
The payment later fails for insufficient funds. Use only when assigned.
If Stripe requests microdeposit verification, enter 32 and 45 cents. If it requests a statement descriptor code, use SM11AA. A bank payment can remain in Processing after checkout, so do not submit it again unless asked.
Connected account setup
Follow these steps in order for an assigned Stripe sandbox account. Each screenshot shows where you land, and a red circle marks what to tap. Tap a screenshot to see it larger. Stripe's hosted form can look like a real business application and say “Get started with Stripe” even for a test account.
- Real
- Your own information: a working email, a new password, and your phone or authenticator app.
- Test
- Type or pick exactly what is shown. Never replace it with real tax IDs, identity documents, or bank details.
Start in Olive
- 01
Start in Olive
In Olive staging, open Billing, then Payment setup. The Stripe card must show the Stripe sandbox tag. If it does not, stop and contact Strata. The info button beside the tag links back to this guide. Then select Set up test Stripe account.
Create your Stripe sign-in
Everything in this part is real. Stripe uses it to sign you in to the test account.
- 02
Email
Stripe sends a sign-in code to this address, so use an inbox you can open. A private relay address, such as Hide My Email, works. Do not use taylor.test@example.com here. If Stripe shows a picture check after you continue, complete it yourself.
- Your own working email
- Real
- 03
Password
This creates a Stripe sign-in for the test account. Make a new password and save it with the email. Skip Sign in with Google.
- Password
- A new password, at least 10 characters
- Real
- 04
Two-step sign-in
Stripe requires two-step sign-in, and the test code 000-000 does not work here. Stripe opens on the authenticator app option. To get codes by text instead, tap your phone at the very bottom. An authenticator app, including 1Password, also works.
- Phone or authenticator app
- Your own phone number or authenticator app
- Real
- 05
Backup code
Save the emergency backup code with your test sign-in, then tap Next.
Business and personal details
Everything in this part is a Stripe test value.
- 06
Business type
Keep United States as the location, then answer the Employer Identification Number question below the business types.
- Business type
Unregistered business- Test
- Has an EIN
No- Test
- 07
Personal details
Tap Continue when you finish; pressing Enter in a field can submit the page early. If Stripe asks for an identity document, use only Stripe’s official test images, or stop and contact Strata.
- Legal name
Taylor Test- Test
- Date of birth
01/01/1901- Test
- Street address
address_full_match- Test
- City
Raleigh- Test
- State
North Carolina- Test
- Postal code
27601- Test
- Phone number
000 000 0000- Test
- SSN last four
0000- Test
- Full SSN, if asked
000000000- Test
- 08
Business details
Industry is a search box: type child, then pick Child care services. The description needs two or three sentences.
- Industry
Child care services- Test
- Website
https://accessible.stripe.com- Test
- Product description
Test childcare center. Families pay tuition and care fees online through Olive.- Test
Payout bank
- 09
Payout bank account
Below the grid of test banks, tap Enter test bank account credentials instead, then Use test account. Stripe fills in the numbers below. Do not tap a bank tile; it opens a Link sign-in instead.
- Routing number
110000000- Test
- Account number
000123456789- Test
Skip the extras
Nothing here needs new information.
- 10
Public details
Stripe fills these from your earlier answers. Tap Continue.
- 11
Fraud protection
Stripe selects Radar Pro. Tap Use baseline protection with Lite (included). If that link does not respond, Continue with Pro is fine here because test mode waives Radar fees.
- 12
Climate contribution
This step is optional. Tap No thanks.
- 13
Sales tax
This step is optional. Tap Not right now.
Submit and finish
- 14
Review and submit
Check the summary, then tap Agree and submit. This accepts Stripe’s agreement for the test account only.
- 15
Check the result in Olive
Stripe returns you to Olive, and the card says “Stripe is checking your details” with a spinner. You do not need to do anything; the card updates on its own. In our test run, Stripe finished in about two minutes. When the card says “Ready for test payments,” select Use Stripe for new payments to start taking test payments. If it says “Action required,” select Add information and finish with the same values from this list.
In Olive, disconnecting a Stripe account may require a fresh sign-in. Olive warns you before ending the current session. The account stays connected until you return and confirm the disconnect.
Clover
Test cards for an assigned Clover sandbox merchant and hosted or manual card-entry flow.
Card details
Use expiration 12/34, CVV 123, and ZIP code 27601.
Scenario
Successful card payment
Use
4242 4242 4242 4242Expected result
The payment is approved in the Clover sandbox.
Scenario
Declined card
Use
4005 5717 0222 2222Expected result
Clover returns a decline and the order must not appear paid.
Keep the assigned amount
Clover can use transaction amounts to trigger sandbox responses. Changing the amount can change the result.
Device testing uses test cards
For tap, insert, or swipe, use only the physical card supplied with the Clover Dev Kit. Never use a real card.
Clover Ecommerce sandbox does not send provider receipt emails. A missing Clover receipt is not by itself a failed transaction. Project notifications are a separate result.
Synthetic customer
Use these values when the test does not require a real email delivery. Use your assigned tester address for login codes, receipts, or notification tests.
- Name
- Taylor Test
- Business
- Example Client Test
- Email (non-delivery tests)
- taylor.test@example.com
- Phone
- 202-555-0147
- Address
- 100 Test Way
- City, state, ZIP
- Raleigh, NC 27601
Report a result
Send one result for each assigned scenario. Include these details so the problem can be reproduced without collecting sensitive information.
- 01Scenario tested
- 02Date, time, and time zone
- 03Page or step
- 04Expected result
- 05Actual result
- 06Whether you could continue
- 07Provider reference or last four digits, if shown
Before attaching a screenshot, cover personal information, login codes, full payment details, and unrelated browser tabs. Report only the last four digits of a test card.